Nice of you to like my rant Robin. Here's another one on homeowner's insurance and property taxes, excluding taxes that you pay on all motorized vehicles until you die, junk or park them.
I was looking at my mortgage statement a few moments ago. To date, homeowner's insurance has costed me almost $1,820 with one more month to go in 2022. When I moved into my second home in 2016. The homeowner's insurance and property taxes, (land) combined was under $1K for the whole year.
I know that I'm probably paying way less in HOI and property taxes than some folks. And am truly grateful it's not worse. But I bring this up since continuous rising property taxes, HOI, auto insurance and health insurance are equivalent to income tax increases in my book!
And when those standard income tax deductions are raised every year and you don't have any live in dependents. I consider that a tax increase too. Anyone who has completed income tax forms long enough knows that higher standard deductions reduces your income tax refunds. And I wonder why people are obligated to pay school taxes when they don't have children in school or college. Long story short. The system is rigged. Trump may have meant it politically. But the systems are with what we have to do is rigged on every front.
Robin, every globalist/government evil you have mentioned in this article can be described as demonic criminal insanity. The human devils have truly shown their true colors these past 6 years. Don't even mention insurance costs. My employee sponsored health insurance costed me a little under $65 a month in 1993. Since the passage of the disease care bill under Obama. My monthly health insurance premium was almost $250 a month last time I looked. And if you notice. You get no refunds or rewards for staying well, or for rarely using it. I could pay off one or two bills per year with what I give to my HMO.
After looking at insurance costs after retiring if I decided to keep my current health insurance plan. The plan would cost as much or more that I'm paying now with even less benefits! I would also be required to pay for Medicaire Part B, in order to carry over my employee plan into retirement, even though my HMO would cover everything that Medicare Parts A and B covers. And more!
So when people ask me about when am I going to retire. I have to honestly tell them that I don't see a retirement in my future. Most certainly not before most of my debts are paid off. I could save around $400 a month in transportation expenses if I didn't have to rip and run all year. Not meaning to go on a complaint rant here. Still there is no doubt here that some of us could manage our living expenses and lives a whole lot better, if certain individuals didn't exist who live to defeat us on every front.
By the way. I finally received my federal income tax refund this month. I suspect there may be a shortage of workers at the IRS since the administering of the supposed cure all for covid.
I meant to write that my yearly HOI and property taxes combined and paid thus far are almost $1,900.
Nice of you to like my rant Robin. Here's another one on homeowner's insurance and property taxes, excluding taxes that you pay on all motorized vehicles until you die, junk or park them.
I was looking at my mortgage statement a few moments ago. To date, homeowner's insurance has costed me almost $1,820 with one more month to go in 2022. When I moved into my second home in 2016. The homeowner's insurance and property taxes, (land) combined was under $1K for the whole year.
I know that I'm probably paying way less in HOI and property taxes than some folks. And am truly grateful it's not worse. But I bring this up since continuous rising property taxes, HOI, auto insurance and health insurance are equivalent to income tax increases in my book!
And when those standard income tax deductions are raised every year and you don't have any live in dependents. I consider that a tax increase too. Anyone who has completed income tax forms long enough knows that higher standard deductions reduces your income tax refunds. And I wonder why people are obligated to pay school taxes when they don't have children in school or college. Long story short. The system is rigged. Trump may have meant it politically. But the systems are with what we have to do is rigged on every front.
Robin, every globalist/government evil you have mentioned in this article can be described as demonic criminal insanity. The human devils have truly shown their true colors these past 6 years. Don't even mention insurance costs. My employee sponsored health insurance costed me a little under $65 a month in 1993. Since the passage of the disease care bill under Obama. My monthly health insurance premium was almost $250 a month last time I looked. And if you notice. You get no refunds or rewards for staying well, or for rarely using it. I could pay off one or two bills per year with what I give to my HMO.
After looking at insurance costs after retiring if I decided to keep my current health insurance plan. The plan would cost as much or more that I'm paying now with even less benefits! I would also be required to pay for Medicaire Part B, in order to carry over my employee plan into retirement, even though my HMO would cover everything that Medicare Parts A and B covers. And more!
So when people ask me about when am I going to retire. I have to honestly tell them that I don't see a retirement in my future. Most certainly not before most of my debts are paid off. I could save around $400 a month in transportation expenses if I didn't have to rip and run all year. Not meaning to go on a complaint rant here. Still there is no doubt here that some of us could manage our living expenses and lives a whole lot better, if certain individuals didn't exist who live to defeat us on every front.
By the way. I finally received my federal income tax refund this month. I suspect there may be a shortage of workers at the IRS since the administering of the supposed cure all for covid.